Risk Manager Specialist
Founder of PROTECTICA Life Solutions
Whether you have a family, a business, or others who depend on you, you already know how important it is to have some financial protection for them. Life insurance is a smart choice – but that doesn’t mean that it is simple. If you want to understand how life insurance works, the first thing you need to learn about are the many different types of life insurance. This blog is going back to the basics – giving you the information you need to make the right decision regarding that financial protection for your loved ones.
There are three basic types of life insurance – term life insurance, whole life insurance and universal life insurance.
Group Retirement Savings Plans
The value of adding a group retirement plan to your business will only help you succeed.
Attract the best employees and build a better business with Group Health & Dental Benefits Program
World renowned heart surgeon Dr. Marius Barnard helped develop critical illness insurance. Dr. Barnard witnessed the emotional strains that many of his patients faced after surviving serious illnesses. Financial stress often worked against recovery or, in many cases, left patients struggling to pay bills as they resumed their lives.
“You need financial independence when you’re ill,” said Dr. Barnard. “Not because you’re going to die, but because you’re going to live.” Dr. Marius Barnard
Do you own a business? Do you have business partners?
What will happen to your business if one or more partners can’t work due to a death, disability, illness, etc.
If you own a business with anyone other than yourself and you don’t have an agreement in place, you should get on that right away!! Don’t leave your business, your livelihood, up in the air because you didn’t take the time to plan!
Ask yourself if something were to happen to your business partner….. would you want to work 100% of the time for 50% of the profits because you would have to provide you partners share to his spouse or children.
Getting a loan from the bank will cost you a lot more than putting a buy/sell funding contract in place.
Frank represents a wide range of clients, from individuals and professionals to small and large owner-managed corporations. With over 20 years of experience in business ownership, my focus is not only on providing expert risk management assistance to my clients, but providing my clients with advice regarding the structuring, managing and protecting of their businesses.
Frank is very dedicated to his work and to his clients. His clients investment is protected by his practical approach to risk management. Frank’s focus is on being proactive instead of reactive.
When our clients give us their trust and confidence, Frank returns the favor with his commitment to integrity, intelligence and professionalism to serve you the best way he can.
Risk Manager Specialist
Founder of PROTECTICA Life Socutions
